Terms of Use

These Terms of Use should be read together with our Privacy Policy and Website Disclaimer.

They govern general website and platform use. Offering documents, brokerage agreements, loan documents and other signed agreements will govern the specific transaction or service to which they relate.

1. Acceptance of These Terms

These Terms of Use apply to your access to and use of the websites, investor portals, sponsor portals, digital platforms and online services made available by:

Creiland Capital;
Creiland Consultants Realty Inc., Brokerage; and
CBM Corporation.

In these Terms, the three affiliated entities are collectively referred to as “Creiland,” “we,” “us” or “our.” By accessing or using our websites or platforms, you confirm that you have read and agree to these Terms of Use, our Privacy Policy and our Website Disclaimer. Do not use our websites or platforms if you do not agree with these terms.

Additional agreements may apply when you:

Create an investor account;
Participate in an investment offering;
Submit a sponsor opportunity;
Enter into a real estate brokerage relationship;
Apply for financing; or
Use another service offered by one of the Creiland entities.

Where these Terms conflict with a signed agreement or offering document, the signed agreement or offering document will govern.

2. Our Affiliated Businesses

The Creiland entities are affiliated but carry on separate business activities.

Creiland Capital

Creiland Capital operates a private market real estate investment and capital raising platform. The platform may present Creiland-sponsored funds and selected opportunities offered by third party real estate sponsors.

Creiland Consultants Realty Inc., Brokerage

Creiland Consultants Realty Inc., Brokerage provides commercial real estate brokerage and advisory services in Ontario. Real estate brokerage services are provided only through Creiland Consultants Realty Inc., Brokerage and its registered real estate professionals.

CBM Corporation

CBM Corporation may provide or arrange financing solutions, including financing supported by eligible collateral, subject to underwriting, verification, approval and final legal documentation.

Using a service provided by one Creiland entity does not automatically create a relationship with either of the other entities.

3. General Information Only

The general information available through our websites and platforms is provided for informational and educational purposes only.

It does not constitute:

Investment or securities advice;
Legal, tax or accounting advice;
Lending or credit advice;
Real estate, engineering or environmental advice;
A property appraisal or valuation;
A recommendation to enter into a transaction;
A commitment to provide financing;
An offer to sell securities; or
A solicitation to purchase securities.

You should obtain independent professional advice before making an investment, financing or real estate decision.

4. Eligibility to Use Our Platforms

You must have reached the age of majority in your jurisdiction and have the legal capacity to enter into binding agreements. When using the platform on behalf of a corporation, partnership, trust or another organization, you confirm that you have authority to act for that organization. We may restrict access to certain services or opportunities based on your identity, location, investor status, account type or legal eligibility.

5. Account Registration and Security

Certain features require you to create an account. You agree to provide complete, accurate and current information. You must update your information when it changes.

You are responsible for:

Keeping your password and security credentials confidential;
Protecting access to your devices and email account;
All activity conducted through your account; and
Notifying us promptly of suspected unauthorized access.

You may not allow another person to use your account without our written authorization. We may require additional identity verification before changing account information, restoring access or processing a transaction.

6. Electronic Communications

By creating an account or using our online services, you consent to receiving documents and communications electronically.

These may include:

Account notices;
Offering materials;
Subscription documents;
Investment reports;
Brokerage communications;
Financing documents;
Compliance requests;
Tax documents; and
Other transaction-related notices.

Communications may be delivered through email, your online account, an electronic-signature provider or another approved electronic method. You are responsible for maintaining an active email address and the technology required to access, save and print electronic documents.

7. Investor Accounts and Verification

Creating an investor account does not guarantee approval or access to an investment opportunity.

Before investing, you may be required to complete:

Identity verification;
Know-your-client procedures;
Anti-money-laundering screening;
Sanctions screening;
Beneficial-ownership verification;
Investor eligibility confirmation;
Suitability or appropriateness review;
Source-of-funds verification; and
Subscription documentation.

You agree to provide accurate information and supporting documents when requested. Access may be refused, delayed, suspended or withdrawn when verification cannot be completed or where required by an issuer, exempt market dealer, regulator or applicable law.

8. Role of the Exempt Market Dealer

For each applicable securities offering, a registered exempt market dealer may act as the dealer and KYC/AML provider. The EMD may be responsible for investor onboarding, identity verification, investor eligibility, suitability review, subscription processing, regulatory recordkeeping and related compliance requirements. The EMD may collect information directly from you. Information provided to the EMD may also be governed by its own terms and privacy policy. Approval by Creiland Capital does not guarantee approval by the EMD or the legal issuer.

9. Investment Offerings

Information displayed on the general website does not constitute a binding offer to sell securities.

An investment offering will be made only through the applicable legal documents, which may include:

An offering memorandum or offering document;
A subscription agreement;
A limited partnership agreement;
A shareholder agreement;
Risk acknowledgements; and
Other transaction documents.

You are responsible for reviewing the complete offering documents before investing. Where website information differs from the offering documents, the offering documents will govern. An offering may be changed, delayed, withdrawn, oversubscribed or closed without notice.

10. Investment Risks

Private real estate and exempt-market investments involve risk and may not be suitable for every investor.

Risks may include:

Loss of some or all invested capital;
Limited or no liquidity;
Long holding periods;
Restrictions on transfers and redemptions;
Delayed or reduced distributions;
Development and construction risks
Financing and refinancing risks;
Changes in interest rates and property values;
Tenant or operating risks;
Government approval and regulatory risks; and
Sponsor or management performance risks.

Target returns, forecasts, valuations, distributions and timelines are estimates only and are not guaranteed. Past performance does not guarantee future results.

11. Tokenized Investments

Where applicable, an investment may be represented by tokenized limited partnership units or another form of digital security. Tokenization may support ownership records, administration, document delivery and transfer controls. It does not replace the applicable legal documents or securities-law requirements.

A token does not guarantee:

Liquidity;
A secondary market;
An exchange listing;
Redemption rights;
Transferability;
Immediate settlement;
Price stability; or
Future value.

The investor’s legal rights are determined by the applicable offering documents and official ownership records,not solely by possession of a digital token or wallet entry.

12. Sponsor Applications

Real estate sponsors, developers, owners and fund managers may submit proposed opportunities for review.

By submitting an opportunity, you confirm that:

You are authorized to act for the sponsor;
The information provided is accurate and complete;
You have the right to provide the submitted documents;
You have disclosed material risks and conflicts;
You will report material changes promptly; and
Your submission does not violate another party’s rights.

Submission does not guarantee approval, platform listing, investor interest or completion of a capital raise. Sponsors may be required to complete corporate, legal, financial, background and property level due diligence. Creiland Capital may suspend or remove a sponsor or opportunity where information is inaccurate, incomplete, misleading or no longer current.

13. Real Estate Brokerage Services

Property information may be obtained from owners, landlords, tenants, public records and other third-party sources. Although information may be believed to be reliable, it is not guaranteed to be accurate, complete or current.

Users should independently verify property information, including:

Dimensions and measurements;
Ownership;
Zoning and permitted uses;
Development potential;
Environmental and building conditions;
Taxes and operating expenses;
Financial information; and
Transaction terms.

Accessing the website, requesting information or speaking with a representative does not by itself create a client, agency, fiduciary or brokerage relationship. A formal brokerage relationship begins only after the appropriate written agreement has been entered into with Creiland Consultants Realty Inc., Brokerage.

14. CBM Corporation Financing

Information about financing, interest rates, loan amounts, loan-to-value ratios and repayment terms is general information only.

Submitting an inquiry or application does not create:

A loan approval;
A commitment to lend;
A guaranteed interest rate;
A guaranteed loan amount;
A binding loan-to-value ratio; or
A promise that financing will be available.

Financing is subject to underwriting, identity verification, KYC and AML procedures, financial review, collateral verification, legal review, approval and final signed documentation. Where financing is secured by Bitcoin or another eligible digital asset, changes in collateral value may result in additional collateral requirements, repayment requirements, liquidation or another action permitted under the final loan and custody documents.

15. Acceptable Use

You may use our websites and platforms only for lawful purposes.

You may not:

Provide false, fraudulent or misleading information;
Use another person’s identity or account;
Attempt to bypass eligibility, KYC, AML or security controls;
Upload malware, viruses or harmful code;
Interfere with the operation or security of the platform;
Attempt to access restricted information or systems;
Scrape or extract platform data without permission;
Distribute confidential offering materials without authorization;
Use platform information to conduct unauthorized investor solicitation;
Infringe privacy or intellectual-property rights; or
Use the platform in a way that could harm Creiland or another person.

We may investigate suspected misuse and cooperate with regulators or law-enforcement authorities where permitted or required by law.

16. Intellectual Property

Our websites and their content—including branding, logos, text, graphics, photographs, videos, software and downloadable materials are owned by or licensed to Creiland Consultants Realty Inc. You may use website materials for your personal or internal business review.

Unless you receive written permission, you may not:

Reproduce or republish the content;
Modify or create derivative works;
Sell or commercially distribute the content;
Remove ownership notices;
Use Creiland names or logos;
Frame or mirror the website; or
Use the content to create a competing product or database.

17. Information and Documents You Submit

You retain ownership of information and documents you submit. By submitting materials, you authorize Creiland and its approved service providers to review, copy, store, use and disclose them as reasonably required to:

Respond to your inquiry;
Review your application;
Conduct due diligence;
Complete onboarding;
Prepare or administer an offering;
Provide requested services;
Complete a transaction; and
Meet legal and regulatory requirements.

You confirm that you have the authority to provide the submitted materials. Personal information will be handled in accordance with our Privacy Policy.

18. Third-Party Services

Our websites and platforms may use or link to third-party services, including:

Exempt market dealers;
Identity-verification providers;
Electronic-signature providers;
Payment processors;
Banks and custodians;
Tokenization providers;
Hosting and cloud providers;

Third-party services may be governed by separate terms and privacy policies. We do not control every aspect of a third party’s platform, security procedures, availability or processing time. A link or integration does not necessarily mean that we endorse every product or service offered by that third party.

19. Privacy

Our collection, use, disclosure, storage and protection of personal information are described in our Privacy Policy. The Privacy Policy forms part of these Terms of Use. By using our websites or platforms, you acknowledge that information may be shared among the Creiland entities and with authorized service providers, regulated parties and professional advisers where reasonably required to provide a service or complete a transaction.

20. Platform Availability and Account Suspension

We may modify, suspend or discontinue any website, platform, feature or service.

We may restrict, suspend or terminate access where:

These Terms are violated;
Information provided is inaccurate or misleading;
Required verification is incomplete;
We suspect fraud or unauthorized activity;
The account creates a legal, regulatory or security risk;
An issuer, EMD, regulator or service provider requires the restriction;
Continued access is no longer operationally practical.

We do not guarantee that the platform will always be available, uninterrupted or free from errors. Suspension or termination does not affect obligations or liabilities that arose before access was restricted.

21. Disclaimer and Limitation of Liability

Our websites, platforms and general content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we do not guarantee:

The accuracy or completeness of general website information;
Uninterrupted access;
A particular investment or financial result;
The performance of a sponsor, borrower or property;
Completion of a capital raise or project;
The availability of financing; or
The security or performance of third-party systems.

To the fullest extent permitted by law, Creiland and its directors, officers, employees, contractors and affiliates will not be responsible for indirect, special, incidental or consequential losses arising solely from general website use, third-party services, platform interruptions or reliance on information that is superseded by final legal documents. Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited. The full Website Disclaimer forms part of these Terms and should be reviewed before using our websites or platforms.

22. Governing Law

These Terms are governed by the laws of the Province of Ontario and the applicable federal laws of Canada. Subject to any mandatory rights or dispute-resolution requirements, disputes relating to general website or platform use will be submitted to the courts located in Ontario. A transaction specific agreement may contain different governing law or dispute resolution provisions. Those provisions will govern the applicable transaction.