Disclaimer

1. General Information

This website is operated for the benefit of Creiland Capital, Creiland Consultants Realty Inc., Brokerage, and CBM Corporation, collectively referred to in this Disclaimer as “Creiland,” “we,” “us” or “our.” The information provided on this website is for general informational and educational purposes only. It is not intended to provide legal, investment, securities, accounting, tax, lending, engineering, environmental or other professional advice. You should obtain independent professional advice appropriate to your circumstances before making an investment, entering into a real estate transaction, applying for financing or relying on information presented through this website. The services, products and opportunities described on this website may be offered by different affiliated entities. The responsible entity will be identified in the applicable agreement, engagement letter, offering document, loan agreement or other transaction document.

2. Affiliated Entities and Separate Business Activities

Creiland Capital, Creiland Consultants Realty Inc., Brokerage, and CBM Corporation are affiliated entities, but each carries on separate business activities and may have different responsibilities, legal obligations and service providers.

Creiland Capital

Creiland Capital operates a private market capital raising and real estate investment platform. It may present:

  • Creiland Capital-sponsored funds;

  • Real estate investment opportunities offered by third-party sponsors;

  • Private-market securities;

  • Tokenized limited partnership units or other digital securities; and

  • Information intended for qualified or eligible investors.

Creiland Consultants Realty Inc., Brokerage

Creiland Consultants Realty Inc., Brokerage provides commercial real estate brokerage and advisory services in Ontario. Real estate brokerage services are provided solely through Creiland Consultants Realty Inc., Brokerage and its registered real estate professionals.

CBM Corporation

CBM Corporation may provide or arrange financing solutions, including financing supported by eligible collateral, subject to its applicable business model, underwriting requirements, legal documentation and regulatory obligations. Dealing with one affiliated entity does not automatically create a client, investor, borrower, agency or advisory relationship with another affiliated entity.

CBM Corporation

CBM Corporation may provide or arrange financing solutions, including financing supported by eligible collateral, subject to its applicable business model, underwriting requirements, legal documentation and regulatory obligations. Dealing with one affiliated entity does not automatically create a client, investor, borrower, agency or advisory relationship with another affiliated entity.

Creiland Capital Disclaimer

3. No Offer or Solicitation

Nothing on this website constitutes:

  • An offer to sell securities;

  • A solicitation to purchase securities;

  • A recommendation to invest;

  • Investment advice;

  • A guarantee that an investment will be available; or

  • A representation that an investment is suitable for any particular person.

Any offering of securities will be made only through the applicable offering documents, subscription agreement and related legal documents. In the event of any inconsistency between information on this website and the applicable offering documents, the offering documents will govern. Investment opportunities may be available only to investors who meet applicable eligibility requirements and successfully complete the required onboarding, identity verification, KYC, AML, suitability and subscription processes.

4. Exempt Market Dealer

For each applicable securities offering, a registered exempt market dealer may act as the dealer and KYC/AML provider.

The EMD may be responsible for:

  • Investor onboarding;

  • Identity verification;

  • Know your client procedures;

  • Anti money laundering screening;

  • Beneficial ownership verification;

  • Investor eligibility confirmation;

  • Know your product review;

  • Suitability or appropriateness assessments;

  • Subscription processing; and

  • Regulatory recordkeeping.

Creiland Capital does not act as the registered dealer for an offering unless expressly stated in the applicable offering documents. The EMD operates under its own legal, regulatory and privacy obligations. Approval by Creiland Capital does not guarantee approval by the EMD, issuer or any other service provider.

5. Investment Risks

Private real estate and exempt-market investments involve significant risk and are not suitable for every investor.

Risks may include:

  • Partial or complete loss of invested capital;

  • Limited or no liquidity;

  • Long investment holding periods;

  • Delays in development, construction or project completion;

  • Cost overruns;

  • Financing and refinancing risk;

  • Interest-rate and market-value changes;

  • Tenant vacancies or defaults;

  • Regulatory, zoning and approval delays;

  • Environmental and property-related risks;

  • Sponsor or management performance risk;

  • Changes to projected distributions or returns; and

  • An inability to transfer or redeem an investment.

Past performance does not guarantee future results. Target returns, projected distributions, valuations, timelines and exit strategies are estimates only and may not be achieved. Investors should be able to withstand the loss of some or all of their invested capital.

6. Tokenized Investments

Where applicable, an investment may be represented by a tokenized limited partnership unit or another form of digital security. Tokenization is intended to support ownership recording, administration, document delivery and transaction processing. It does not change the underlying legal nature of the investment or eliminate the application of securities laws.

The use of a digital token does not guarantee:

  • Liquidity;

  • A secondary market;

  • An exchange listing;

  • Redemption rights;

  • Immediate settlement;

  • Transferability;

  • Price stability; or

  • An increase in value.

Any transfer or redemption will remain subject to the applicable offering documents, securities laws, investor eligibility requirements and approval procedures. The investor’s legal rights will be determined by the applicable offering documents and official ownership register, not solely by possession of a digital token or wallet entry.

7. Sponsor and Marketplace Opportunities

Some opportunities presented through the Creiland Capital marketplace may be sponsored or managed by independent third parties. Third-party sponsors remain responsible for the accuracy and completeness of the information they provide and for the management and operation of their projects. Creiland Capital may conduct an initial review or due-diligence process before allowing an opportunity to be presented on the platform. However, that review does not constitute:

  • A guarantee of the sponsor’s performance;

  • An endorsement or recommendation;

  • An independent audit;

  • A guarantee of the accuracy of all information;

  • A guarantee that the project will be completed; or

  • A guarantee that investors will receive distributions or recover their capital.

Investors must review the applicable offering documents and conduct their own assessment with the assistance of independent advisers.

8. Creiland-Sponsored Funds and Conflicts of Interest

Creiland Capital or an affiliated entity may sponsor, manage, promote or receive compensation in connection with certain funds or investment opportunities presented through the platform. Creiland Capital and its affiliates may receive:

  • Management fees;

  • Acquisition or disposition fees;

  • Development or construction management fees;

  • Platform or administration fees;

  • Carried interest or performance-based compensation;

  • Brokerage commissions;

  • Referral fees; or

  • Other compensation described in the applicable offering documents.

These relationships may create actual or potential conflicts of interest. Material conflicts, related-party relationships and compensation arrangements will be disclosed in the applicable offering documents or other transaction documentation where required.

9. Forward-Looking Information

This website may contain forward-looking information, including statements relating to:

  • Projected investment returns;

  • Expected distributions;

  • Property values;

  • Development timelines;

  • Leasing assumptions;

  • Construction budgets;

  • Financing;

  • Capital requirements;

  • Market demand;

  • Future acquisitions;

  • Business plans; and

  • Exit strategies.

Forward-looking information is based on assumptions, estimates and expectations available at the time the information is prepared. Actual results may differ materially due to market conditions, financing availability, construction costs, government approvals, interest rates, economic conditions and other risks. Forward-looking information should not be interpreted as a promise or guarantee of future performance.

Creiland Consultants Realty Inc., Brokerage Disclaimer

10. Real Estate Brokerage Services

Commercial real estate brokerage services described on this website are provided by Creiland Consultants Realty Inc., Brokerage. The brokerage is registered to trade in real estate in Ontario. Any real estate services are subject to applicable Ontario legislation, regulations, professional standards and written agreements. Nothing on this website creates a client, customer, fiduciary or agency relationship with Creiland Consultants Realty Inc., Brokerage. A formal relationship will arise only after the appropriate written agreement has been signed.

11. Property and Market Information

Property descriptions, measurements, rental rates, operating expenses, zoning information, development concepts, financial figures, photographs, maps and other property information may be obtained from owners, landlords, tenants, public records, third-party sources or other professionals. Although the information may be believed to be reliable, Creiland Consultants Realty Inc., Brokerage does not guarantee that it is accurate, complete or current.

Properties, prices, availability, dimensions, permitted uses and transaction terms may change without notice. Prospective buyers, sellers, landlords, tenants and investors should independently verify all information and obtain appropriate legal, financial, planning, zoning, environmental, engineering and building-condition advice before entering into a transaction. Renderings, site plans, development concepts and proposed uses are conceptual unless expressly confirmed otherwise. They may be subject to municipal approvals, zoning changes, building permits and other governmental requirements.

12. No Legal, Tax, Planning or Technical Advice

Creiland Consultants Realty Inc., Brokerage and its representatives are not acting as your lawyer, accountant, tax adviser, engineer, architect, environmental consultant or municipal planner. Information concerning zoning, development potential, taxes, financing, building condition or environmental matters should be independently verified with the appropriate professional or governmental authority.

13. Brokerage Compensation and Referrals

Creiland Consultants Realty Inc., Brokerage may receive commissions, referral fees or other compensation in connection with a real estate transaction or introduction. Where required, material financial benefits, affiliate relationships and referral arrangements will be disclosed to the applicable clients or parties. The brokerage’s affiliation with Creiland Capital or CBM Corporation does not replace any disclosure required under an applicable brokerage agreement or transaction document.

CBM Corporation Disclaimer

14. Financing Information

Information relating to financing, loan structures, borrowing capacity, interest rates, loan-to-value ratios, repayment terms or collateral requirements is provided for general informational purposes only.

Nothing on this website constitutes:

  • A loan approval;

  • A commitment to lend;

  • A guarantee of financing;

  • A binding interest rate;

  • A binding loan-to-value ratio; or

  • A promise that any proposed terms will remain available.

All financing is subject to satisfactory underwriting, identity verification, KYC and AML procedures, credit and financial review, collateral verification, legal documentation and final approval. Any binding financing terms will be contained only in a signed commitment letter, credit agreement, loan agreement or other final legal document.

15. Digital-Asset Collateral Risks

Where financing involves Bitcoin or another eligible digital asset as collateral, borrowers should understand that digital assets may experience significant and rapid price changes.

Depending on the final loan agreement, a decline in collateral value may result in:

  • A request for additional collateral;

  • A requirement to reduce the outstanding loan balance;

  • A change in the loan-to-value ratio;

  • The sale or liquidation of collateral;

  • Additional fees or costs; or

  • An event of default.

The specific margin, collateral and liquidation requirements will be set out in the applicable loan and custody documents. Past digital-asset prices do not predict future values. CBM Corporation does not guarantee that collateral will maintain its value. Borrowers should obtain independent legal, tax and financial advice before using digital assets as collateral.

16. Custody and Third-Party Services

CBM Corporation may use independent custodians, financial institutions, payment providers, identity-verification providers and technology providers. These third parties may operate under their own agreements, policies, procedures and regulatory obligations. CBM Corporation does not control every aspect of a third party’s technology, platform availability, custody procedures or processing times. The identity and responsibilities of material service providers will be disclosed in the applicable transaction documents where required. Nothing on this website should be interpreted as a deposit account, savings product or government-insured investment unless expressly stated in binding transaction documents.

CBM Corporation Disclaimer

17. No Guarantee of Accuracy or Availability

We make reasonable efforts to keep website information current. However, information may contain errors, omissions or outdated material.

We do not guarantee that:

  • All information is accurate or complete;

  • Every opportunity or service will remain available;

  • The website will operate without interruption;

  • All errors will be corrected immediately; or

  • The website will be free from viruses, unauthorized access or other technological risks.

Information may be changed, updated or removed without notice.

18. Third-Party Content and Links

We make reasonable efforts to keep website information current. However, information may contain errors, omissions or outdated material.

We do not guarantee that:

  • All information is accurate or complete;

  • Every opportunity or service will remain available;

  • The website will operate without interruption;

  • All errors will be corrected immediately; or

  • The website will be free from viruses, unauthorized access or other technological risks.

Information may be changed, updated or removed without notice.

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